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4 Cards Every Traveler Should Carry

You'll want this little chip thingy in your credit card if you plan on leaving the U.S.

You’ll want this little chip thingy in your credit card if you plan on leaving the U.S.

Cash may be king, but cards are usually more convenient, more secure, and oftentimes more rewarding. But the cards we use domestically aren’t necessarily the ones we’ll want to carry overseas. If you’re planning an international trip, here are the four types of cards you’ll want to make sure are in your wallet.

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Our Spending Featured

Yes, Full Time Travel Really is Less Expensive than Staying Home

Our Spending

It doesn’t seem possible, but it is completely true. Traveling 365 days every year is less expensive than traveling just five or ten or fifteen days per year. And the reason for that is simple: living at home requires a huge amount of overheard that doesn’t exist on the road.

If you don’t believe me, try it out for yourself. Tally up your five largest monthly expenses – such as rent/mortgage, car payment, state income taxes (by traveling full-time we get to choose our state of residency and ours, just so happens, doesn’t have an income tax) – and then multiply the total by 12. If you’re like most people in the U.S., the number you’ve calculated is somewhat greater than a realistic full-time travel budget.

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The Best Reward Card for Travelers

The Best Reward Card for Travelers It is a perennial budget traveler question: which credit card reward gets you the most free travel?

Nearly two years ago we did a deep dive into the most generous reward cards and came to a surprising conclusion. For the average user, the best cash back cards handily beat the best travel reward cards. We think that is still largely the case today.

So why, then, are we now ditching our no-fee cash rewards cards for the Chase Sapphire Preferred? Because when the facts change, we change our strategies. And since we last tackled this issue, lots of facts have changed.

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A Traveler’s Guide to Protecting Your Identity, Accounts, and Information on the Road

If you’re like us, your entire life is on your computer. And if someone wanted to steal your life, or access your bank account, there’s no better roadmap for doing it than the files on your computer.

We carry everything from our resumes to our tax returns on our laptops. It’s hard to understate the damage a knowledgeable criminal could do with that information. And while we’re careful not to store bank account information or passwords anywhere, it is ridiculously easy to hack into many online accounts once you have control of someone’s computer. In a minute, we’ll show you just how easy and how you can protect yourself.

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You’ve Heard Wrong. It’s Easier Than Ever to Buy Health Insurance

Health Insruance Application

Here’s something you probably haven’t heard: getting an individual health insurance policy is far easier today than it was before the government’s disastrous health insurance exchange rollout. I know that’s not what you’ve read elsewhere, but it’s true, and we’re going to prove it to you. More importantly, we’re going to show you easy ways to shop for health insurance that completely bypass the error plagued website. 

By all accounts, the Federal Government’s health insurance site, Healthcare.gov, is a complete mess. That’s the website were individuals were supposed to be able to shop for and buy health insurance plans under the newly enacted healthcare legislation. The site launched on October 1, and promptly failed.

Nearly a month later, few people have actually been able to purchase insurance through the site. The best guess is that it will take at least another month to fix. At this point, though, nobody really knows when it will operate correctly. But even if the site isn’t fixed, you may be surprised to learn that you can still get health insurance quite easily under Obamacare.

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