Tag Archives: Individual Policy

What the ObamaCare Decision Means for Perpetual Travelers Like Us

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EverywhereOnce isn’t a political blog, and this isn’t a political post. Health insurance, for us, isn’t a political matter but a practical one.

Of all the things we had to consider when preparing to hit the road full-time, how to manage health care costs was not only the most significant but also the most unpredictable.

In 2010, when we left behind our Mega Corp provided health insurance coverage and surrendered ourselves to the tender mercies of the individual insurance market, we couldn’t guarantee we’d even be sold an individual policy. Now that we have one, we can’t be sure it will actually be honored if ever we get expensively sick—despite paying hefty premiums each and every month.

We’ve written before about the special challenges we faced in trying to obtain health insurance without a physical address. We worried, and still worry, about our insurance company’s ability to declare our application fraudulent because we don’t actually live in our state of declared residency – or any state for that matter. Being citizens of the U.S. should be sufficient to buy a U.S. health insurance policy, but alas, it is not.

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