Tag Archives: Mobile Banking

The End of Retail (Banking)

Mobile Banking Kicks Ass

Tech pundits and futurists have predicted the demise of retail shopping for almost as long as they’ve promised us flying cars; with about as much success, too. After more than two years driving nearly from coast to coast, four wheels firmly on the ground as we rolled past ugly strip mall after ugly strip mall, I’m pretty certain neither of those predictions is anywhere close to fruition.

It’s true that since the heady days of Pets.com we’ve made grudging progress on the retail front. Amazon is now the 15th largest U.S. retailer with $26B in domestic sales. Buying things online today is as normal for many folks as shopping in traditional stores. But it feels as if our existing technology has mostly reached its saturation point. There are only so many things that we want delivered through the mail.

The internet may have revolutionized browsing and purchasing but it still mostly sucks at the whole getting part of shopping, which is pretty much the entire point. Existing technology can’t fix this problem. Moving forward will likely require another revolution; this time on the delivery side of the equation.

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