Archive | September, 2013

Your Questions Answered: Health Insurance for the Perpetual Traveler

Health Insurance and the Perpetual Traveler

It is perhaps the biggest mistake we see long-term travelers make. Foregoing or ignoring health insurance.

We understand the reasons. Budget travelers are, almost by definition, short on both time and money; the very two things most needed to tackle the complicated and expensive health insurance market. But it wasn’t until we stirred up a hornet’s nest last week by diving into the politics of U.S. health insurance reform that we realized how long overdue this article really was. We received so many questions from our readers that we thought it worthwhile to dedicate an entire post to the subject of health insurance. 

Here are some of the most frequent questions we received along with our opinions and some resources to help answer them.

Read More…

Tax Loophole Reminder

Tax Signing

This is something we intended to do later in the year but it seemed particularly appropriate given recent events.

Last April we wrote an article discussing a tax loophole available to middle-income earners who also happen to be sitting on some capital gains. You can read the details in the linked article but the basic idea is that it is possible to lock in a zero-percent tax rate by selectively harvesting some of your gains.

Ideally you’d do this in December when you have a clearer picture of what your 2013 income will look like. However, with equity prices just a few percentage points off their highs and with Congress potentially precipitating another financial crisis in just a few weeks by failing to raise the United States debt ceiling, now may not be such a bad time to harvest those gains.

Oahu, So Much More than Honolulu

Hawaiin Coastal Scene

We understand that not everyone loves cities. But the folks who skip the Hawaiian Island of Oahu miss so much more than just Honolulu and Waikiki. To see how much more, we spent several days wandering around the rest of the island.

Here’s what we found:

Read More…

Do Republicans Hate Perpetual Travelers?

Our location independent lifestyle is made possible by our extraordinarily good fortune in obtaining an individual health insurance policy.

If the title of this post strikes you as an inflammatory detour into politics and away from our normal travel-related writing, that is only because politicians have inflamed us by forcing a detour of our travels. What’s worse is that their purpose for doing so threatens to undermine the kind of location independent lifestyle we routinely advocate here.

But before we get to that, we’ll start with the detour.

Read More…

Cheap Eats in Hawaii and Elsewhere

Five strategies to cut your travel food bill.

Marukame Udon Waikiki, HI

Delicious handmade Japanese noodles from Marukame Udon in Waikiki for as little as $3.75 per bowl.

Hawaii is an expensive travel destination, or so we’ve been told. And before arriving we fully expected to shell out a ton of cash on food. Needing to buy three meals per day, every day, at high-priced restaurants and cafes in this island paradise can really dent your wallet. But it doesn’t have to.

Here are the strategies we used to survive three weeks on the island and a lifetime on the road while still eating well and saving a fortune.

Read More…

%d bloggers like this: